Finding an affordable place to live in the UK can significantly impact your quality of life, whether you’re a student, young professional, or retiree. Living in a city that offers a lower cost of living without compromising on quality of life is crucial in today’s economic climate.
In this article, we will explore the 20 cheapest places to live in the UK, explaining why these locations are affordable and what makes them great places to call home.
Criteria for Affordability
Before we dive into the list of affordable cities, it’s essential to understand what makes a place affordable. We’ve considered several factors, including the cost of living, housing prices, and the availability of amenities. These criteria are vital for evaluating the overall affordability and liveability of each location.
Cost of Living
The cost of everyday essentials such as groceries, transportation, and utilities plays a significant role in the overall affordability of a location. Cities with lower living costs allow residents to stretch their budget further, enabling them to enjoy a higher standard of living without the need for a higher income.
Housing Prices
Housing is typically the most significant expense for most people. Affordable cities tend to have lower average rent or house prices, making it easier for residents to find accommodation within their budget. A city with lower housing costs can make a significant difference in your monthly expenses.
Availability of Amenities
A truly affordable city is one that doesn’t sacrifice liveability. It should offer access to essential amenities like schools, hospitals, shops, and entertainment options. These amenities enhance the quality of life, making a city more attractive despite its lower costs.
The 20 Cheapest Places to Live in the UK
1. Durham
Durham is a historic city in the northeast of England, known for its stunning cathedral and prestigious university. It’s a city that blends rich history with modern living, making it an appealing place to call home.
Overview of Durham:
Nestled along the River Wear, Durham is a small yet vibrant city with a population that thrives on its rich heritage and cultural significance. The city is dominated by the majestic Durham Cathedral and Durham Castle, both UNESCO World Heritage Sites. Despite its historical roots, Durham has evolved into a modern city with all the amenities one could need.
Housing Affordability:
Housing in Durham is notably affordable compared to other UK cities. The city offers a variety of housing options, from historic terraced houses in the city centre to more modern homes in the suburbs. The average house price in Durham is significantly lower than the national average, making it an excellent option for first-time buyers and renters alike.
Quality of Life:
Durham provides a high quality of life, thanks to its excellent educational institutions, including Durham University, one of the UK’s top universities. The city also boasts numerous parks, green spaces, and a thriving arts scene, contributing to a balanced and fulfilling lifestyle.
2. Stoke-on-Trent
Stoke-on-Trent, often referred to as “The Potteries,” is renowned for its rich industrial history, particularly in pottery. It’s a city with a strong sense of community and a low cost of living.
Overview of Stoke-on-Trent:
Located in Staffordshire, Stoke-on-Trent is a city with a unique identity, deeply rooted in its industrial past. The city is a hub for ceramics, with a long history of pottery production that continues to this day. Visitors and residents alike can explore the city’s numerous pottery museums and workshops, which celebrate this heritage.
Housing Affordability:
Stoke-on-Trent offers some of the most affordable housing in the UK, with property prices and rental costs that are well below the national average. Whether you’re looking to buy a home or rent an apartment, Stoke-on-Trent provides a range of options to suit different budgets.
Quality of Life:
Despite its industrial background, Stoke-on-Trent offers a range of amenities that contribute to a high quality of life. The city is home to various parks, cultural venues, and shopping centres. The strong sense of community and affordable cost of living make it a particularly appealing place for families and retirees.
3. Hull (Kingston upon Hull)
Hull, officially known as Kingston upon Hull, is a port city in East Yorkshire with a rich maritime history. It’s an affordable city that offers a blend of culture, history, and modern amenities.
Overview of Hull:
Hull has undergone significant regeneration in recent years, which has revitalised the city and improved its appeal as a place to live. The city is known for its vibrant cultural scene, with a variety of museums, galleries, and music venues that cater to a diverse range of interests.
Housing Affordability:
Housing in Hull is among the most affordable in the UK. The city offers a range of housing options, from modern apartments in the city centre to more traditional homes in the suburbs. Property prices are well below the national average, making it an attractive option for both buyers and renters.
Quality of Life:
Hull offers a high quality of life with a strong sense of community. The city’s ongoing regeneration projects have improved infrastructure, amenities, and public spaces, making it a more pleasant place to live. Residents can enjoy a mix of cultural attractions, green spaces, and a friendly community atmosphere.
4. Middlesbrough
Middlesbrough is a large town in North Yorkshire, known for its industrial roots and affordable cost of living. The town has a lot to offer, from cultural venues to green spaces.
Overview of Middlesbrough:
Middlesbrough has a strong industrial heritage, particularly in steel production, which has shaped the town’s identity. Despite its industrial past, Middlesbrough has a vibrant cultural scene, with a range of theatres, galleries, and music venues. The town is also known for its proximity to the stunning landscapes of the North York Moors.
Housing Affordability:
Housing in Middlesbrough is very affordable, with a range of properties available at prices well below the national average. This affordability makes it an appealing option for first-time buyers, families, and young professionals looking to make their money go further.
Quality of Life:
Middlesbrough offers a good quality of life, with plenty of green spaces, such as Albert Park and Stewart Park, providing residents with areas to relax and enjoy the outdoors. The town also has a strong sense of community and offers a variety of recreational facilities, making it a pleasant place to live.
5. Bradford
Bradford, located in West Yorkshire, is known for its cultural diversity and affordable living. The city is home to a wide range of housing options and offers a lower cost of living than many other UK cities.
Overview of Bradford:
Bradford is a culturally rich city with a diverse population. It’s known for its Victorian architecture, vibrant arts scene, and strong community spirit. The city has a proud industrial heritage, which is evident in its historic buildings and landmarks.
Housing Affordability:
The housing market in Bradford is highly affordable, with both rental and property prices significantly lower than in many other parts of the UK. This affordability makes Bradford a popular choice for those looking to reduce their living expenses while enjoying the benefits of city life.
Quality of Life:
Bradford offers a high quality of life, with access to a range of cultural, educational, and recreational amenities. The city’s diverse community and vibrant atmosphere make it an exciting and dynamic place to live, with something for everyone.
6. Sunderland
Sunderland is a coastal city in the northeast of England that combines affordable living with the beauty of seaside views. Known for its friendly community and accessible housing market, Sunderland is an ideal choice for those looking to enjoy the perks of coastal living without the hefty price tag.
Overview of Sunderland:
Sunderland is a city that boasts a rich industrial heritage, particularly in shipbuilding and coal mining. Today, it has transformed into a modern city with a strong sense of community and an abundance of natural beauty. The city’s coastal location provides residents with easy access to stunning beaches, such as Roker and Seaburn, which are perfect for a day out or a relaxing walk.
Housing Affordability:
Sunderland’s housing market is one of the most affordable in the UK. Whether you’re looking for a modern apartment close to the city centre or a traditional house in a quieter suburb, Sunderland offers a wide range of properties at prices that are well below the national average. This makes it a particularly attractive option for young professionals, families, and retirees.
Quality of Life:
The quality of life in Sunderland is enhanced by its coastal charm and the abundance of green spaces. The city offers a variety of leisure activities, from enjoying the natural beauty of its parks and beaches to exploring its cultural venues, such as the Sunderland Museum and Winter Gardens. The combination of affordable living, friendly community, and scenic surroundings makes Sunderland a great place to live.
7. Belfast
Belfast, the capital of Northern Ireland, is a city rich in history and culture. It also offers a lower cost of living compared to other UK capitals, making it an affordable and appealing place to settle down.
Overview of Belfast:
Belfast is a city that has seen significant growth and regeneration over the past few decades. It is known for its vibrant cultural scene, historic landmarks, and stunning natural surroundings. The city is home to the iconic Titanic Belfast museum, which celebrates the city’s shipbuilding heritage. Belfast’s blend of Victorian architecture and modern developments creates a unique urban landscape.
Housing Affordability:
Housing in Belfast is relatively affordable, especially when compared to other capital cities in the UK. The city offers a variety of housing options, including historic homes, modern apartments, and suburban houses, all at reasonable prices. This affordability makes Belfast an attractive destination for those looking to live in a capital city without the associated high costs.
Quality of Life:
Belfast offers a high quality of life, with a strong sense of community and a rich cultural offering. The city’s vibrant arts scene includes numerous theatres, galleries, and music venues. Additionally, Belfast’s proximity to the stunning landscapes of Northern Ireland, such as the Causeway Coast and the Mourne Mountains, means that residents can easily escape to nature whenever they wish.
8. Wolverhampton
Wolverhampton, located in the West Midlands, is a city that combines affordable living with a strong sense of community. The city is known for its green spaces, cultural attractions, and lower housing costs, making it a great place to live for those seeking affordability without sacrificing quality of life.
Overview of Wolverhampton:
Wolverhampton is a city with a rich industrial history, particularly in steel production and manufacturing. Today, it is a thriving urban centre with a diverse population and a vibrant cultural scene. The city is home to several historic landmarks, such as the Wolverhampton Art Gallery and the Molineux Stadium, home of the Wolverhampton Wanderers Football Club.
Housing Affordability:
The housing market in Wolverhampton is very affordable, with a variety of options available to suit different budgets. From modern apartments in the city centre to traditional terraced houses in the suburbs, Wolverhampton offers plenty of choices for first-time buyers, families, and retirees. Property prices are generally lower than in neighbouring cities, making Wolverhampton an attractive place to settle down.
Quality of Life:
Wolverhampton offers a good quality of life, with a range of amenities and services that cater to residents of all ages. The city has numerous parks and green spaces, such as West Park and Bantock Park, which provide opportunities for outdoor recreation. Additionally, Wolverhampton’s strong sense of community and friendly atmosphere make it a welcoming place to live.
9. Swansea
Swansea, a coastal city in Wales, offers the perfect blend of affordable living and stunning seaside views. The city is known for its welcoming community and low housing costs, making it an ideal location for those who want to enjoy the beauty of the Welsh coast without breaking the bank.
Overview of Swansea:
Swansea is the second-largest city in Wales and is located on the picturesque Gower Peninsula. It’s a city that seamlessly combines urban living with coastal charm. Swansea is renowned for its beautiful beaches, such as Rhossili Bay, which has been voted one of the best beaches in the world. The city also has a vibrant cultural scene, with attractions such as the Dylan Thomas Centre and the National Waterfront Museum.
Housing Affordability:
Housing in Swansea is very affordable, especially when compared to other coastal cities in the UK. The city offers a wide range of properties, from modern waterfront apartments to charming Victorian terraces, all at prices that are well below the national average. This affordability makes Swansea an attractive option for those looking to enjoy coastal living on a budget.
Quality of Life:
The quality of life in Swansea is high, thanks to its stunning natural surroundings, cultural attractions, and friendly community. The city offers a variety of outdoor activities, from surfing and sailing to hiking and cycling. Additionally, Swansea’s growing economy and excellent transport links make it a convenient and desirable place to live.
10. Newport
Newport, located in South Wales, is another city that offers affordable living without sacrificing quality. The city is steeped in history and surrounded by beautiful landscapes, making it a great place to live for those who appreciate both urban amenities and natural beauty.
Overview of Newport:
Newport is a city with a rich history that dates back to Roman times. It played a significant role in the Industrial Revolution, and its heritage is reflected in the city’s architecture and landmarks. Today, Newport is a vibrant city with a growing economy and a diverse population. The city is known for its cultural attractions, such as the Newport Museum and Art Gallery, as well as its proximity to the stunning landscapes of the Brecon Beacons and the Wye Valley.
Housing Affordability:
Newport’s housing market is very affordable, with a wide range of properties available to suit different budgets. Whether you’re looking for a modern apartment in the city centre or a family home in the suburbs, Newport offers plenty of options at prices that are lower than in many other UK cities. This makes it an attractive choice for first-time buyers, families, and retirees.
Quality of Life:
The quality of life in Newport is enhanced by its mix of urban and rural living. The city offers a variety of amenities, including shopping centres, restaurants, and cultural venues. Additionally, Newport’s location on the River Usk and its proximity to natural attractions make it an ideal place for outdoor enthusiasts. The city’s strong sense of community and affordable living make Newport a great place to call home.
11. Nottingham
Nottingham, a city in the East Midlands, is known for its rich history and cultural heritage. It’s also one of the most affordable cities in the UK, offering a low cost of living and a variety of housing options.
Overview of Nottingham:
Nottingham is a city with a storied past, famously associated with the legend of Robin Hood. The city has a vibrant cultural scene, with numerous theatres, galleries, and museums that celebrate its rich history. Nottingham is also known for its thriving music and arts scenes, as well as its bustling city centre, which offers a wide range of shopping, dining, and entertainment options.
Housing Affordability:
The housing market in Nottingham is very affordable, with a wide range of properties available at prices that are lower than the national average. Whether you’re looking to rent or buy, Nottingham offers plenty of options to suit different budgets. The city’s affordability, combined with its vibrant atmosphere, makes it an appealing destination for young professionals, students, and families.
Quality of Life:
Nottingham offers a high quality of life, with excellent transport links, green spaces, and a strong sense of community. The city is home to several parks, such as Wollaton Park and the Arboretum, which provide residents with beautiful outdoor spaces to enjoy. Additionally, Nottingham’s growing economy and job opportunities make it an attractive place to live for those seeking a balance between affordability and career prospects.
12. Derby
Derby, another city in the East Midlands, is known for its affordability and strong community spirit. The city offers a range of housing options at low prices and a cost of living that is lower than many other parts of the UK.
Overview of Derby:
Derby is a city with a rich industrial heritage, particularly in engineering and manufacturing. It is home to several major companies, including Rolls-Royce and Bombardier, which have contributed to the city’s economic growth. Derby is also known for its historic landmarks, such as Derby Cathedral and the Silk Mill, as well as its vibrant arts scene.
Housing Affordability:
Housing in Derby is very affordable, with a variety of options available to suit different budgets. Whether you’re looking for a modern apartment close to work or a family home in a quiet suburb, Derby offers plenty of choices at prices that are well below the national average. This affordability makes Derby an attractive option for first-time buyers, young professionals, and families.
Quality of Life:
Derby offers a good quality of life, with a range of amenities and services that cater to residents of all ages. The city has numerous parks and green spaces, such as Markeaton Park and Darley Park, which provide opportunities for outdoor recreation. Additionally, Derby’s strong sense of community and friendly atmosphere make it a welcoming place to live.
13. Sheffield
Sheffield, a city in South Yorkshire, offers affordable living with plenty of amenities. The city is known for its green spaces, cultural attractions, and lower housing costs, making it a great place to live for those seeking affordability and convenience.
Overview of Sheffield:
Sheffield is a city that blends urban living with a strong sense of community. It’s known for its beautiful parks, historic sites, and a thriving arts scene. The city is often referred to as “The Outdoor City” due to its proximity to the Peak District National Park, which offers residents easy access to hiking, cycling, and other outdoor activities.
Housing Affordability:
Housing in Sheffield is very affordable, with a variety of options ranging from modern apartments to traditional homes. Rent and property prices are well below the national average, making it an attractive option for budget-conscious individuals. The city’s affordability, combined with its vibrant cultural scene, makes Sheffield a popular destination for young professionals, students, and families.
Quality of Life:
Sheffield offers a high quality of life, with easy access to both city amenities and natural beauty. The city’s friendly community, cultural attractions, and green spaces make it a desirable place to live. Additionally, Sheffield’s growing economy and job opportunities make it an attractive place to live for those seeking a balance between affordability and career prospects.
14. Aberdeen
Aberdeen, located in Scotland, is known for its affordable living and scenic landscapes. The city offers a mix of urban and rural living, with low housing costs and plenty of amenities. Aberdeen is a great place to live for those seeking a balance between affordability and quality of life.
Overview of Aberdeen:
Aberdeen is a city with a unique blend of urban and rural living. It’s known for its beautiful landscapes, historic sites, and a thriving arts scene. The city has a relaxed pace of life, making it a great place for families and retirees.
Housing Affordability:
Housing in Aberdeen is very affordable, with a variety of options ranging from modern apartments to traditional homes. Rent and property prices are well below the national average, making it an attractive option for budget-conscious individuals.
Quality of Life:
Aberdeen offers a high quality of life, with easy access to both city amenities and natural beauty. The city’s friendly community, cultural attractions, and beautiful landscapes make it a desirable place to live.
15. Glasgow
Glasgow, Scotland’s largest city, offers affordable living with a vibrant cultural scene. The city is known for its music, arts, and friendly community. Glasgow is a great place to live for those seeking affordability and a lively urban environment.
Overview of Glasgow:
Glasgow is a city with a rich history and a vibrant cultural scene. It’s known for its beautiful parks, historic sites, and a thriving arts scene. The city has a relaxed pace of life, making it a great place for families and retirees.
Housing Affordability:
Housing in Glasgow is very affordable, with a variety of options ranging from modern apartments to traditional homes. Rent and property prices are well below the national average, making it an attractive option for budget-conscious individuals.
Quality of Life:
Glasgow offers a high quality of life, with easy access to both city amenities and natural beauty. The city’s friendly community, cultural attractions, and vibrant arts scene make it a desirable place to live.
16. Leicester
Leicester, located in the East Midlands, is renowned for its affordable living and diverse community. The city offers a wide range of housing options at low prices, making it an appealing choice for those looking to stretch their budget without compromising on quality of life.
Overview of Leicester:
Leicester is a city with a rich history, dating back to Roman times, and a vibrant cultural scene. It is known for its diverse population and a strong sense of community, which is reflected in its numerous cultural festivals and events. Leicester is also home to a variety of historical landmarks, such as the Leicester Cathedral and the King Richard III Visitor Centre, which celebrate its rich heritage.
Housing Affordability:
The housing market in Leicester is highly affordable, with property prices and rental costs significantly lower than in many other UK cities. The city offers a mix of housing options, from modern apartments in the city centre to more traditional homes in suburban areas. This affordability, coupled with the city’s amenities, makes Leicester an attractive option for families, students, and professionals alike.
Quality of Life:
Leicester offers a high quality of life, with a variety of amenities and services to cater to residents of all ages. The city boasts numerous parks and green spaces, such as Abbey Park and Victoria Park, which provide ample opportunities for outdoor recreation. Additionally, Leicester’s diverse food scene, thriving arts and music culture, and excellent transport links contribute to its overall appeal as a place to live.
17. Peterborough
Peterborough, located in the East of England, offers affordable living combined with a strong sense of community. The city is known for its green spaces, cultural attractions, and relatively low housing costs, making it a great place to live for those seeking affordability and convenience.
Overview of Peterborough:
Peterborough is a city that has grown significantly over the past few decades, transforming from a market town into a bustling urban centre. The city is known for its beautiful Norman cathedral, Peterborough Cathedral, which is a focal point of the city’s rich history. Peterborough’s convenient location, with excellent rail links to London, makes it a popular choice for commuters who want to enjoy a more affordable lifestyle outside the capital.
Housing Affordability:
Housing in Peterborough is very affordable, particularly in comparison to other cities in the South East of England. The city offers a variety of properties, from new builds in expanding neighbourhoods to charming older homes in established areas. Whether you’re looking to rent or buy, Peterborough provides plenty of options at prices that won’t break the bank.
Quality of Life:
Peterborough offers a good quality of life, with a range of amenities and services that cater to its diverse population. The city has a number of parks, such as Ferry Meadows and Central Park, which provide residents with green spaces to relax and enjoy outdoor activities. Peterborough’s thriving arts and culture scene, combined with its strong sense of community, makes it a welcoming place to live.
18. Cardiff
Cardiff, the capital of Wales, is not only an affordable place to live but also a city brimming with culture and history. Cardiff offers a vibrant lifestyle at a lower cost than many other UK capitals, making it an attractive option for those looking to enjoy the perks of city living on a budget.
Overview of Cardiff:
Cardiff is a city that beautifully combines its rich history with modern developments. It is known for its iconic landmarks, such as Cardiff Castle and the Millennium Stadium, as well as its thriving arts and music scene. The city’s waterfront, Cardiff Bay, has been transformed into a bustling area filled with restaurants, bars, and cultural venues, making it a popular spot for both residents and visitors.
Housing Affordability:
Housing in Cardiff is relatively affordable, especially when compared to other capital cities in the UK. The city offers a range of housing options, from modern apartments in the city centre to more spacious homes in suburban areas. Whether you’re a first-time buyer, a student, or a family, Cardiff’s housing market provides options that cater to different needs and budgets.
Quality of Life:
Cardiff offers a high quality of life, with a wide array of amenities and services that enhance the living experience. The city is home to numerous parks and green spaces, such as Bute Park and Roath Park, which provide residents with areas to relax and enjoy outdoor activities. Cardiff’s lively cultural scene, excellent shopping facilities, and friendly atmosphere make it a fantastic place to live.
19. Coventry
Coventry, located in the West Midlands, is known for its affordable living and rich history. The city offers a range of housing options at low prices, and the cost of living is generally lower than in many other parts of the UK. Coventry’s vibrant community and cultural heritage make it an appealing place to call home.
Overview of Coventry:
Coventry is a city with a long history, most famously known for its medieval cathedral, which was bombed during World War II. The city has since been rebuilt and transformed into a modern urban centre, while still retaining its historical charm. Coventry is home to a number of cultural landmarks, including the Coventry Transport Museum and the Herbert Art Gallery and Museum, which celebrate the city’s past and present.
Housing Affordability:
The housing market in Coventry is very affordable, with property prices and rental costs significantly lower than in nearby cities like Birmingham. The city offers a mix of housing options, from new developments in regenerated areas to traditional homes in more established neighbourhoods. This affordability makes Coventry an attractive option for those looking to reduce their living costs without compromising on access to urban amenities.
Quality of Life:
Coventry offers a high quality of life, with a variety of amenities and services to meet the needs of its diverse population. The city boasts numerous parks and green spaces, such as War Memorial Park and Coombe Abbey Park, which provide residents with opportunities for outdoor recreation. Coventry’s strong sense of community, coupled with its rich cultural heritage and affordable living, makes it a great place to live.
20. Plymouth
Plymouth, located in the southwest of England, is known for its scenic landscapes and affordable living. The city offers a unique blend of urban and rural living, with low housing costs and plenty of amenities. Plymouth is an excellent choice for those seeking a balance between affordability and quality of life.
Overview of Plymouth:
Plymouth is a historic port city with a rich maritime heritage. It is known for its stunning waterfront, including the Hoe, a popular public space that offers breathtaking views of the sea. The city is also home to several historic landmarks, such as the Mayflower Steps, where the Pilgrims set sail for America. Plymouth’s vibrant cultural scene, combined with its beautiful natural surroundings, makes it a desirable place to live.
Housing Affordability:
Housing in Plymouth is very affordable, especially when compared to other coastal cities in the UK. The city offers a variety of properties, from modern apartments in the city centre to charming cottages in the surrounding countryside. Whether you’re looking to rent or buy, Plymouth provides plenty of options at prices that are well within reach.
Quality of Life:
Plymouth offers a high quality of life, thanks to its stunning natural surroundings, rich cultural heritage, and friendly community. The city has a variety of outdoor activities to offer, from sailing and kayaking in Plymouth Sound to hiking in Dartmoor National Park. Plymouth’s excellent schools, healthcare facilities, and vibrant arts scene make it an ideal place for families, professionals, and retirees alike.
The UK offers a range of affordable cities and towns that provide a high quality of life without the hefty price tag. From the historic charm of Durham to the vibrant cultural scene of Cardiff, there’s something for everyone. Whether you’re looking for a bustling city or a tranquil seaside town, the UK’s most affordable places offer a mix of culture, community, and convenience. Moving to one of these locations can be a smart financial decision, offering more value for your money while still providing a fulfilling lifestyle.
FAQs
Why are some UK cities cheaper to live in?
Some UK cities are cheaper to live in due to factors like lower housing demand, local economies, and the cost of living. These cities may also have fewer high-paying jobs, which can lower the overall cost of living.
What are the key factors to consider when choosing a place to live in the UK?
Key factors to consider include the cost of living, housing affordability, access to amenities, job opportunities, and quality of life. Each of these factors can significantly impact your overall satisfaction with a location.
Is it cheaper to live in the north or south of the UK?
Generally, it is cheaper to live in the north of the UK. The south, particularly London and surrounding areas, tends to have higher housing costs and living expenses. The north offers more affordable housing and a lower cost of living overall.
How does the cost of living in the UK compare to other European countries?
The cost of living in the UK is generally higher than in some European countries, particularly in Western Europe. However, it varies widely depending on the region, with London being significantly more expensive than other parts of the UK.
What is the role of Matthew James Removals Spain in helping with relocations?
At Matthew James Removals Spain we specialise in helping individuals and families relocate within Europe, including Removals to and from the UK. We offer a range of services, including packing, transportation, customs clearance and storage, making the moving process smoother and less stressful.
